:root{
      --theme:#0B3D91;
      --template-theme:{主题色};
      --theme-dark:#072c6b;
      --theme-soft:#edf4ff;
      --accent:#ff765f;
      --cream:#fff9ee;
      --ink:#202633;
      --muted:#667085;
      --line:#e5e9f0;
      --surface:#ffffff;
      --page:#f6f8fb;
      --shadow:0 18px 48px rgba(18,38,63,.1);
      --radius:18px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      color:var(--ink);
      background:var(--page);
      font-family:"Microsoft YaHei","PingFang SC","Noto Sans CJK SC",Arial,sans-serif;
      line-height:1.65;
      overflow-x:hidden;
    }
    body,button,input{font:inherit}
    img{display:block;max-width:100%}
    a{color:inherit;text-decoration:none}
    button{color:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}
    .topbar{
      color:#dbe8ff;
      background:#082e70;
      font-size:13px;
    }
    .topbar .container{
      min-height:38px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
    }
    .topbar-links{display:flex;align-items:center;gap:24px}
    .topbar a:hover{color:#fff;text-decoration:underline}
    .header{
      position:relative;
      z-index:40;
      background:rgba(255,255,255,.98);
      border-bottom:1px solid rgba(11,61,145,.1);
      box-shadow:0 5px 20px rgba(18,38,63,.04);
    }
    .header-inner{
      min-height:78px;
      display:flex;
      align-items:center;
      gap:24px;
    }
    .logo{
      flex:0 0 auto;
      display:flex;
      align-items:center;
      gap:11px;
      color:var(--theme);
      font-size:20px;
      font-weight:800;
      letter-spacing:.02em;
    }
    .logo img{
      width:42px;
      height:42px;
      object-fit:contain;
      border-radius:10px;
    }
    .main-nav{margin-left:auto;align-self:stretch}
    .nav-list{
      height:100%;
      display:flex;
      align-items:stretch;
      gap:2px;
      margin:0;
      padding:0;
      list-style:none;
    }
    .nav-item{
      position:relative;
      display:flex;
      align-items:stretch;
    }
    .nav-link{
      position:relative;
      display:flex;
      align-items:center;
      padding:0 13px;
      color:#283448;
      font-size:15px;
      font-weight:650;
      white-space:nowrap;
    }
    .nav-link::after{
      content:"";
      position:absolute;
      right:13px;
      bottom:17px;
      left:13px;
      height:2px;
      border-radius:2px;
      background:var(--theme);
      transform:scaleX(0);
      transition:transform .2s ease;
    }
    .nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--theme)}
    .nav-link:hover::after,.nav-item:focus-within>.nav-link::after{transform:scaleX(1)}
    .nav-link.has-arrow{gap:6px}
    .nav-link.has-arrow::before{
      content:"";
      order:2;
      width:6px;
      height:6px;
      border-right:1.5px solid currentColor;
      border-bottom:1.5px solid currentColor;
      transform:translateY(-2px) rotate(45deg);
    }
    .dropdown-panel,.mega-menu{
      position:absolute;
      top:100%;
      z-index:50;
      visibility:hidden;
      opacity:0;
      pointer-events:none;
      background:#fff;
      border:1px solid var(--line);
      border-radius:0 0 16px 16px;
      box-shadow:0 22px 50px rgba(13,33,67,.16);
      transform:translateY(8px);
      transition:opacity .18s ease,transform .18s ease,visibility .18s;
    }
    .dropdown-panel::before,.mega-menu::before{
      content:"";
      position:absolute;
      right:0;
      bottom:100%;
      left:0;
      height:10px;
    }
    .nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,
    .nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{
      visibility:visible;
      opacity:1;
      pointer-events:auto;
      transform:translateY(0);
    }
    .dropdown-panel{
      left:0;
      width:330px;
      padding:20px;
    }
    .mega-menu{
      left:50%;
      width:min(760px,90vw);
      padding:22px;
      transform:translate(-50%,8px);
    }
    .nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{
      transform:translate(-50%,0);
    }
    .nav-item:nth-last-child(-n+3) .mega-menu{
      right:0;
      left:auto;
      transform:translateY(8px);
    }
    .nav-item:nth-last-child(-n+3):hover>.mega-menu,
    .nav-item:nth-last-child(-n+3):focus-within>.mega-menu{
      transform:translateY(0);
    }
    .panel-title{
      margin:0 0 12px;
      color:#17243b;
      font-size:14px;
      font-weight:800;
    }
    .panel-list{
      display:flex;
      flex-wrap:wrap;
      gap:8px;
    }
    .panel-list a{
      display:block;
      max-width:100%;
      padding:8px 11px;
      overflow:hidden;
      color:#49566b;
      background:#f6f8fb;
      border-radius:9px;
      font-size:13px;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .dropdown-panel .panel-list{display:grid}
    .dropdown-panel .panel-list a{background:#f8fafc}
    .panel-list a:hover{color:var(--theme);background:var(--theme-soft)}
    .mega-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:10px;
    }
    .mega-card{
      min-width:0;
      display:grid;
      grid-template-columns:40px minmax(0,1fr);
      align-items:center;
      gap:3px 10px;
      padding:12px;
      background:#f8fafc;
      border:1px solid transparent;
      border-radius:12px;
      transition:.2s ease;
    }
    .mega-card:hover{
      background:#fff;
      border-color:#cfdcf2;
      box-shadow:0 8px 22px rgba(11,61,145,.09);
      transform:translateY(-2px);
    }
    .mega-card img{
      grid-row:1 / span 3;
      width:40px;
      height:40px;
      object-fit:contain;
      border-radius:8px;
      background:#fff;
    }
    .mega-card strong,.mega-card small{
      min-width:0;
      overflow:hidden;
      text-overflow:ellipsis;
      white-space:nowrap;
    }
    .mega-card strong{font-size:13px}
    .mega-card small{color:var(--muted);font-size:11px}
    .mega-card:not(:has(img)){
      display:flex;
      flex-direction:column;
      align-items:flex-start;
    }
    .mega-footer{
      display:block;
      margin-top:14px;
      padding-top:13px;
      color:var(--theme);
      border-top:1px solid var(--line);
      font-size:13px;
      font-weight:750;
      text-align:right;
    }
    .header-btns{
      flex:0 0 auto;
      display:flex;
      align-items:center;
      gap:9px;
    }
    .member-link,.open-account{
      padding:9px 13px;
      border-radius:9px;
      font-size:14px;
      font-weight:700;
      white-space:nowrap;
    }
    .member-link{color:var(--theme);background:var(--theme-soft)}
    .open-account{color:#fff;background:var(--theme)}
    .member-link:hover{background:#dbe8ff}
    .open-account:hover{background:var(--theme-dark)}
    .hamburger{
      width:42px;
      height:42px;
      display:none;
      padding:9px;
      border:0;
      border-radius:10px;
      background:var(--theme-soft);
      cursor:pointer;
    }
    .hamburger span{
      display:block;
      width:100%;
      height:2px;
      margin:5px 0;
      background:var(--theme);
      border-radius:2px;
      transition:.2s ease;
    }
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{
      position:fixed;
      inset:0;
      z-index:80;
      visibility:hidden;
      opacity:0;
      background:rgba(7,20,43,.58);
      backdrop-filter:blur(3px);
      transition:.25s ease;
    }
    .drawer-overlay.open{visibility:visible;opacity:1}
    .mobile-drawer{
      position:fixed;
      top:0;
      right:0;
      z-index:90;
      width:min(390px,88vw);
      height:100dvh;
      overflow-y:auto;
      background:#fff;
      box-shadow:-20px 0 50px rgba(8,31,67,.2);
      transform:translateX(105%);
      transition:transform .28s ease;
    }
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{
      min-height:72px;
      display:flex;
      align-items:center;
      gap:10px;
      padding:14px 18px;
      color:#fff;
      background:var(--theme);
    }
    .drawer-head>a{
      padding:7px 10px;
      border:1px solid rgba(255,255,255,.3);
      border-radius:8px;
      font-size:13px;
    }
    .drawer-close{
      width:38px;
      height:38px;
      margin-left:auto;
      color:#fff;
      background:rgba(255,255,255,.12);
      border:0;
      border-radius:10px;
      font-size:26px;
      line-height:1;
      cursor:pointer;
    }
    .drawer-menu{padding:15px 18px 28px}
    .drawer-link,.drawer-toggle{
      width:100%;
      display:flex;
      align-items:center;
      justify-content:space-between;
      padding:14px 5px;
      color:#25324a;
      background:none;
      border:0;
      border-bottom:1px solid var(--line);
      font-weight:700;
      text-align:left;
      cursor:pointer;
    }
    .drawer-toggle::after{
      content:"+";
      color:var(--theme);
      font-size:20px;
      font-weight:400;
    }
    .drawer-toggle.active::after{content:"−"}
    .drawer-submenu{
      max-height:0;
      overflow:hidden;
      background:#f7f9fc;
      border-radius:0 0 10px 10px;
      transition:max-height .3s ease;
    }
    .drawer-submenu.open{
      max-height:700px;
      margin-bottom:8px;
      padding:7px 0;
    }
    .drawer-submenu a{
      display:block;
      padding:10px 14px;
      color:#586579;
      font-size:14px;
    }
    .drawer-submenu a:hover{color:var(--theme);background:var(--theme-soft)}
    .tag-page{
      min-height:640px;
      padding-bottom:78px;
    }
    .tag-page .tag-hero{
      position:relative;
      overflow:hidden;
      padding:68px 0 62px;
      color:#fff;
      background:
        radial-gradient(circle at 12% 20%,rgba(255,118,95,.32),transparent 24%),
        radial-gradient(circle at 88% 75%,rgba(120,174,255,.24),transparent 25%),
        linear-gradient(135deg,#082c69 0%,#0B3D91 58%,#124fa8 100%);
    }
    .tag-page .tag-hero::before,
    .tag-page .tag-hero::after{
      content:"";
      position:absolute;
      border:1px solid rgba(255,255,255,.13);
      border-radius:50%;
    }
    .tag-page .tag-hero::before{
      width:330px;
      height:330px;
      top:-190px;
      right:8%;
    }
    .tag-page .tag-hero::after{
      width:210px;
      height:210px;
      bottom:-145px;
      left:13%;
    }
    .tag-page .breadcrumb{
      position:relative;
      z-index:1;
      display:flex;
      flex-wrap:wrap;
      align-items:center;
      gap:8px;
      margin-bottom:22px;
      color:#cddfff;
      font-size:14px;
    }
    .tag-page .breadcrumb a:hover{color:#fff}
    .tag-page .tag-label{
      position:relative;
      z-index:1;
      display:inline-flex;
      align-items:center;
      gap:8px;
      margin-bottom:15px;
      padding:7px 12px;
      color:#fff;
      background:rgba(255,255,255,.13);
      border:1px solid rgba(255,255,255,.22);
      border-radius:999px;
      font-size:13px;
      font-weight:750;
    }
    .tag-page .tag-label::before{
      content:"#";
      color:#ffd7cf;
      font-size:17px;
    }
    .tag-page .tag-hero h1{
      position:relative;
      z-index:1;
      max-width:850px;
      margin:0;
      font-size:clamp(34px,5vw,58px);
      line-height:1.14;
      letter-spacing:-.04em;
    }
    .tag-page .tag-hero p{
      position:relative;
      z-index:1;
      max-width:700px;
      margin:18px 0 0;
      color:#dce9ff;
      font-size:17px;
    }
    .tag-page .tag-count{
      display:inline-flex;
      align-items:center;
      margin-top:24px;
      padding:9px 14px;
      color:#223047;
      background:#fff8e9;
      border-radius:10px;
      font-size:14px;
      font-weight:750;
      box-shadow:0 10px 25px rgba(0,0,0,.1);
    }
    .tag-page .content-wrap{
      display:grid;
      grid-template-columns:minmax(0,1fr) 290px;
      gap:30px;
      align-items:start;
      margin-top:38px;
    }
    .tag-page .section-head{
      display:flex;
      align-items:flex-end;
      justify-content:space-between;
      gap:20px;
      margin-bottom:18px;
    }
    .tag-page .section-head h2{
      margin:0;
      color:#19253a;
      font-size:25px;
      line-height:1.25;
    }
    .tag-page .section-head p{
      margin:0;
      color:var(--muted);
      font-size:14px;
    }
    .tag-page .article-list{
      display:grid;
      gap:18px;
    }
    .tag-page .article-card{
      min-width:0;
      display:grid;
      grid-template-columns:250px minmax(0,1fr);
      overflow:hidden;
      background:#fff;
      border:1px solid var(--line);
      border-radius:var(--radius);
      box-shadow:0 10px 28px rgba(26,45,78,.055);
      transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
    }
    .tag-page .article-card:hover{
      border-color:#c8d8f3;
      box-shadow:0 18px 42px rgba(11,61,145,.12);
      transform:translateY(-3px);
    }
    .tag-page .article-cover{
      position:relative;
      min-height:232px;
      overflow:hidden;
      background:#e9eef6;
    }
    .tag-page .article-cover img{
      width:100%;
      height:100%;
      object-fit:cover;
      transition:transform .35s ease;
    }
    .tag-page .article-card:hover .article-cover img{transform:scale(1.035)}
    .tag-page .cover-badge{
      position:absolute;
      top:14px;
      left:14px;
      padding:5px 10px;
      color:#fff;
      background:rgba(11,61,145,.92);
      border-radius:999px;
      font-size:12px;
      font-weight:750;
    }
    .tag-page .article-body{
      min-width:0;
      display:flex;
      flex-direction:column;
      padding:22px 24px;
    }
    .tag-page .article-body h3{
      margin:0 0 10px;
      color:#17243a;
      font-size:21px;
      line-height:1.4;
    }
    .tag-page .article-body h3 a:hover{color:var(--theme)}
    .tag-page .article-summary{
      display:-webkit-box;
      margin:0 0 15px;
      overflow:hidden;
      color:#606d80;
      font-size:14px;
      line-height:1.75;
      -webkit-box-orient:vertical;
      -webkit-line-clamp:3;
    }
    .tag-page .article-meta{
      display:flex;
      flex-wrap:wrap;
      gap:7px 15px;
      margin-top:auto;
      color:#8490a1;
      font-size:12px;
    }
    .tag-page .article-tags{
      margin-top:12px;
      color:var(--theme);
      font-size:12px;
      overflow-wrap:anywhere;
    }
    .tag-page .read-more{
      align-self:flex-start;
      display:inline-flex;
      align-items:center;
      gap:7px;
      margin-top:15px;
      color:var(--theme);
      font-size:14px;
      font-weight:800;
    }
    .tag-page .read-more::after{
      content:"→";
      transition:transform .2s ease;
    }
    .tag-page .read-more:hover::after{transform:translateX(4px)}
    .tag-page .side-card{
      margin-bottom:18px;
      padding:23px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:var(--radius);
      box-shadow:0 10px 28px rgba(26,45,78,.05);
    }
    .tag-page .side-card h2{
      margin:0 0 12px;
      color:#1d2a40;
      font-size:18px;
    }
    .tag-page .side-card p{
      margin:0;
      color:#687589;
      font-size:14px;
    }
    .tag-page .side-links{
      display:grid;
      gap:9px;
      margin-top:16px;
    }
    .tag-page .side-links a{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:10px;
      padding:11px 12px;
      color:#42516a;
      background:#f7f9fc;
      border-radius:10px;
      font-size:14px;
      font-weight:650;
    }
    .tag-page .side-links a::after{content:"›";color:var(--theme)}
    .tag-page .side-links a:hover{color:var(--theme);background:var(--theme-soft)}
    .tag-page .risk-card{
      color:#fff;
      background:linear-gradient(145deg,#252b35,#373f4c);
      border:0;
    }
    .tag-page .risk-card h2{color:#fff}
    .tag-page .risk-card p{color:#d6dbe3}
    .tag-page .pagination{
      display:flex;
      flex-wrap:wrap;
      gap:8px;
      margin-top:30px;
    }
    .tag-page .pagination a{
      min-width:42px;
      height:42px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      padding:0 13px;
      color:#46546a;
      background:#fff;
      border:1px solid var(--line);
      border-radius:10px;
      font-size:14px;
      font-weight:700;
    }
    .tag-page .pagination a:hover,
    .tag-page .pagination a.active,
    .tag-page .pagination a.current{
      color:#fff;
      background:var(--theme);
      border-color:var(--theme);
    }
    .footer{
      color:#c9d4e6;
      background:#111b2b;
    }
    .footer .container{padding-top:56px}
    .footer-grid{
      display:grid;
      grid-template-columns:1.45fr 1fr 1fr 1fr;
      gap:38px;
      padding-bottom:42px;
    }
    .footer h3,.footer-brand strong{
      display:block;
      margin:0 0 16px;
      color:#fff;
      font-size:16px;
    }
    .footer-brand strong{font-size:22px}
    .footer p{
      margin:0 0 12px;
      color:#9eabc0;
      font-size:13px;
      line-height:1.8;
    }
    .footer-grid>div>a{
      display:block;
      margin:9px 0;
      color:#b8c4d7;
      font-size:13px;
    }
    .footer-grid>div>a:hover{color:#fff}
    .footer-bottom{
      min-height:64px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:20px;
      color:#8493aa;
      border-top:1px solid rgba(255,255,255,.09);
      font-size:12px;
    }
    @media (max-width:1080px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-inner{min-height:70px}
      .header-btns{margin-left:auto}
      .tag-page .content-wrap{grid-template-columns:minmax(0,1fr) 260px}
      .tag-page .article-card{grid-template-columns:220px minmax(0,1fr)}
      .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
    }
    @media (max-width:780px){
      .container{width:min(100% - 28px,1180px)}
      .topbar .container{min-height:42px}
      .topbar-links span:first-child{display:none}
      .member-link{display:none}
      .tag-page .tag-hero{padding:48px 0}
      .tag-page .content-wrap{grid-template-columns:1fr;margin-top:28px}
      .tag-page .article-card{grid-template-columns:1fr}
      .tag-page .article-cover{min-height:220px;max-height:280px}
      .tag-page .side-column{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
      .tag-page .side-card{margin:0}
      .footer-grid{gap:28px}
    }
    @media (max-width:560px){
      .logo span{max-width:126px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
      .open-account{padding:8px 11px}
      .topbar{font-size:12px}
      .topbar-links{gap:8px}
      .tag-page .tag-hero h1{font-size:34px}
      .tag-page .tag-hero p{font-size:15px}
      .tag-page .section-head{display:block}
      .tag-page .section-head p{margin-top:7px}
      .tag-page .article-body{padding:19px}
      .tag-page .article-body h3{font-size:19px}
      .tag-page .side-column{grid-template-columns:1fr}
      .footer-grid{grid-template-columns:1fr}
      .footer-bottom{align-items:flex-start;flex-direction:column;padding:20px 0}
    }